A Small Business Owner's Story: From Self-Pay to Affordable Coverage

Years Without Health Insurance

For a long time, this small business owner had no health insurance at all. He and his wife decided together that they would simply self-pay for everything. In his words, his experience with health insurance was "none."

It wasn't because they didn't care about coverage. They just didn't realize there were affordable options out there.

Why Insurance Seemed Out of Reach

His perception of health insurance was that it was very confusing and very expensive. That is a common reason self-employed people and small business owners put off looking at coverage. When the process feels complicated and the cost feels unknown, paying out of pocket can seem like the easier path.

Coverage Built Around Their Needs

Things changed when the couple met Jason and the team at 316 Health Insurance. The team put together products that were not only affordable, but also met their needs.

They were able to add health and dental coverage. They also added eye examinations. Because the plan was tailored, both he and his wife got what mattered most to them rather than a one-size-fits-all package.

If you are self-employed or run a small business, this kind of personalized approach is the heart of what 316 Health Insurance does. The team helps with individual and family health insurance, self-employed health insurance, small group health insurance, ACA and Marketplace plans, Medicare, and COBRA and turning 26 situations.

Passing the Name Along

As he puts it, small business owners tend to gravitate toward other small business owners. After his own good experience, he has been happy to share Jason's name with others. His advice is simple: give them a chance. The products may or may not be a better fit for you, but they are worth a try.

What the Visit Feels Like

When you walk in the front door at the Wichita office, you are greeted by an incredibly friendly team member who makes you feel at home. You are then taken to your appointment as quickly as possible.

Jason is friendly, but he gets right to business. His goal is to make the process as quick and easy for you as he can.

Take the Next Step

If you have been paying for care yourself because insurance seemed confusing or too expensive, it may be worth a conversation. 316 Health Insurance serves people in Wichita, KS and Tulsa, OK. Call (316) 282-3440 or visit /contact to ask about your options.

Frequently asked questions

Why do some small business owners go without health insurance?

In this story, the owner believed health insurance was very confusing and very expensive, so he and his wife chose to self-pay for everything. They did not realize affordable options existed. Many self-employed people share that perception until someone walks them through the choices.

Can health insurance be tailored to what a couple actually needs?

Yes. In this story, the team put together a plan that added health and dental coverage as well as eye examinations. The couple was able to choose the pieces that were important to both of them rather than accept a standard package.

How does 316 Health Insurance help self-employed people and small business owners?

316 Health Insurance works with clients to build products that are affordable and match their needs. The team offers self-employed health insurance, small group health insurance, individual and family plans, and ACA and Marketplace coverage. Jason is known for getting right to business and making the process quick and easy.

How do I get started with 316 Health Insurance?

Visit /contact to book an appointment or ask for a quote, or call (316) 282-3440. 316 Health Insurance serves Wichita, KS and Tulsa, OK. When you arrive, you will be greeted warmly and taken to your appointment quickly.

Full transcript

Read the full transcript

I'm a small business owner, and my experience with health insurance has been none, meaning for years I didn't have any health insurance. We self-paid everything, and until we met Jason and the team at 316, my wife and I both just decided, hey, we're going to self-pay everything. We didn't realize that there was these affordable options. My perception on health insurance was that it's very confusing, very expensive, and Jason's team was able to put some products together for us that were not only affordable, but also met our needs.

So we were able to add health and dental. We were able to add eye examinations. So we were able to tailor some things that both my wife and I needed and was important to us. As a small business owner, we tend to gravitate towards other small business owners.

So I was able to give his name out to other people and just say, hey, give him a chance. We've got some unique products that may or may not be better for you, but at least give them a try, because we had a great experience with them. When you walk in the front door, you're going to be greeted by a young lady that is incredibly friendly and is going to make you feel at home. And then they'll get you in as quickly as they can to your appointment, and Jason doesn't fool around.

He's a friendly guy, but he's going to get right to business, and he's going to make it as quick and easy for you as possible.

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