Health Insurance Solutions that WORK.

Health insurance does not have to be confusing, frustrating, or intimidating. With the help of a trusted advisor, finding the right health insurance strategy for your situation can be easier than you think.


Health Insurance Doesn't Have To Be Hard!

316 Health Insurance was built to provide a better client experience. We are here to be YOUR ADVOCATE!

We have seen first-hand the evolution of the modern health insurance system from what it used to be, through the Affordable Care Act, into what it has become today. Many of our clients come to us confused, stressed, and intimidated; not knowing where to seek advice that is in their best interest. We work hard to take away as much of that confusion and stress as possible; then educate and empower our clients to make informed, pressure-free decisions in a safe environment. We want to provide you with clarity that brings you to a new level of understanding, giving you the confidence to choose what is truly best for you, your family, or your business.
From our first meeting together, we work hard to earn and maintain your trust for a lifetime. Our goal is to be the last health insurance agency that you ever have to know! We are there through all the changes of life, offering insight and advice to help you keep a winning health insurance strategy. As your life changes, so should your health insurance. We believe that your health coverage should be as unique as you are, tailor-fit for YOUR needs, YOUR lifestyle, and YOUR budget. During times of claims, we have staff dedicated to walk with you through every step of the journey, helping you leverage your health coverage to its fullest potential.

Let us earn your trust.

Common Problems We Solve...

About to Retire

Looking for advice on Cobra, Medicare and ACA

eligible for medicare

Looking for help navigating all my Medicare Options

Turning 26

Looking for help purchasing Coverge for myself

Self Employed

Looking for Coverage for myself &/or my family

Business Owner

Looking for Coverage for 25 or fewer employees

Paying more $1000/mo

Looking for Coverage that is less than $1000 per month

plus, many more...

I AM...

About to retire

I AM...

Eligible for medicare

I AM...

turning 26

I AM...

Self Employed

I AM...

In the affordable care act

I AM...

Buying my own health insurance for the first time.

I AM...

Business owner with around 25 employees or less

I AM...

Paying over $1000/month for my family health insurance


Why 316 Health Insurance?

We are here to help! No pressure-filled, predatory or confusing tactics – just clear, supportive help from a trusted local insurance advisor.

When clients come to us for the first time, most of them do not even know how to articulate what their health insurance problem is. They “feel it” more than they can “explain it.” We use proven systems to help you uncover your true need, then truly listen to your frustrations so we can effectively work together to develop a health insurance strategy that works the way you want it to when needs arise.
When you work with 316 Health Insurance, you will feel supported, understood and respected. We treat all our clients with respect and take the time necessary to build trust with you to help you solve your problems, regardless of whether it leads to products we offer or not.
We help you consider EVERY option to solve a problem, not just the products that we can sell

Kind Words From Clients

Next Steps

Working with 316 Health Insurance.
It is as Easy as 1, 2, 3...


Schedule a consultation

We have convenient ways for you to connect with us:


Meet with an advisor

Prior to your meeting, we will send you detailed information on what to expect, what to bring, and where we are located. 


implement Your Strategy

We will walk with you every step of the way once you have decided on your path moving forward, from application/enrollment, to payment options, to claims handling, to “red-carpet” long-term client care.

Our Core Values

We refuse to accept that Health Insurance has a “One Size Fits All” solution. We endeavor to help our clients develop health insurance strategies that are uniquely tailored to their needs, desires, and budget. We do this through education and self-empowerment, NOT through confusion and sales tactics. We know that each client brings their own special set of intricacies; therefore, we are committed to finding personalized strategies for each situation. You are unique; your health care plan should be unique as well.

We are in it for the long haul. Our desire is to build long-lasting client relationships. We want to walk along side of our people through all their transitions in life. As needs change, laws change, and lives change; so also change the strategies that are in place for health insurance. We know that these types of trusting relationships can only be built through time and consistency.

Our goal is to make health insurance as stress-free as possible for our clients. We believe this happens as we consistently listen to and serve our clients. Not only do we seek to collaborate with our clients, advising them to design health insurance strategies that fit their lifestyle; we also want to help them bear the burden of how to leverage those strategies effectively, standing beside them through times of claims, advocating on their behalf as they deal with companies and providers, and coaching them to maximize their on-going coverage to its fullest potential.

We diligently desire to be a solution to the health insurance industry, not part of its problem. We recognize that the average consumer is overwhelmed, confused, and incredibly frustrated with the topic of health insurance. As a general rule, they are under-served and bombarded with salespeople who limit their advice to products that pay them the most commission, while shading product benefit information to highlight benefits while glazing over the gaping holes in their coverage. It is no wonder why there is little trust in the health insurance industry! It is our desire to be different. We want our client’s experience to be the absolute opposite of the indus-try standard. We will do all we can to build trust with our customers so that they know the ad-vice we give them is solid. The last phone call we ever want to receive is, “Why didn’t my health coverage work the way I thought it would…?”

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