A lot of small business owners come to us after getting a group insurance quote they couldn’t make sense of, or after losing an employee to a larger company that offered benefits they couldn’t match. They want to offer something real. They just don’t know where to start, or whether the numbers will work.
At 316, we work with small businesses in Wichita and around Kansas to build group health plans that are actually competitive — without the guesswork or the pressure. We compare options across multiple carriers, explain the tradeoffs clearly, and help you put together an offering your team will understand and value. We stay available after enrollment too, because questions don’t stop once the paperwork is signed.
Small group plans are employer-sponsored health coverage for businesses with typically 2 to 50 employees. You as the employer contribute toward the premium, employees cover the rest through payroll deduction. That shared structure typically results in lower per-person costs than individual coverage and often better benefit options. It’s one of the most meaningful things a small business can offer.
Here’s a number worth knowing: if you have fewer than 25 full-time equivalent employees and pay average wages below a certain threshold, you may qualify for a tax credit worth up to 50% of the premiums you pay for employee coverage. That credit is available through the SHOP Marketplace. We check your eligibility and handle SHOP enrollment if it applies to your situation.
We start with a real conversation about your business — how many people you have, what you’re currently spending on benefits if anything, and what your team actually cares about. From there we compare small group plans across multiple carriers, walk through the plan structures and premium split options, and help you build something competitive without blowing your budget. Enrollment, administration, annual renewals — we stay with you through all of it.
Small group consultation, in person or virtually.
Schedule a ConsultationOr call: (316) 282-3440