Choosing health insurance can feel like being handed a list and told to pick one. In this video, a client named Andrew describes a very different experience with Jason at 316 Health Insurance.
Andrew says Jason looks at everyone as an individual. He does not sit down, lay out every option, and leave you to choose.
Instead, Jason goes through the options and tries to find the one best suited to you. Andrew describes him running the numbers on what an ACA (Obamacare) plan could do and then explaining which plan is best for what you need.
Andrew also points out that Jason does not stop at the main plan. If there is an opportunity to fill a gap with a specialty plan, Andrew says, Jason will do that.
That kind of attention matters when you are weighing Marketplace coverage, individual and family plans, or other options. The right fit is not always a single policy.
One detail Andrew stresses is how Jason works through each plan on paper. He walks through what happens if you have a major event:
From there, Andrew says, Jason figures out how much money you will really be spending to have that coverage. Seeing the full picture, not just the premium, is the point.
Andrew says he had always known his deductible and his co-pays. But he had never really understood the bigger picture of his health care until this experience.
He calls it the first time he knew exactly what he was doing with his health care. At his age, he says, it was important to understand it more thoroughly. He describes the result as peace of mind.
Andrew also talks about trust. He says Jason has never made a dime off of him, and he almost feels bad about it. Even so, he trusts Jason enough that when family and friends have problems with health care, he knows who to send them to.
In his words, Jason is not there to chase the big dollar. He is there to help people. Andrew calls that an awesome philosophy and very rare these days.
316 Health Insurance, based in Wichita, KS, also serves Tulsa, OK. The team helps with Medicare, ACA and Marketplace plans, individual and family coverage, small group plans, self-employed health insurance, and COBRA or turning 26.
If Andrew's story sounds like the kind of guidance you want, you can ask for a quote on our contact page or call (316) 282-3440.
As Andrew describes it, a one-size-fits-all list of options leaves you to guess which plan suits you. When an agent looks at you as an individual and finds the plan best suited to your needs, you are more likely to end up with coverage that fits. Andrew says this approach helped him understand his health care for the first time.
Andrew says Jason penciled out what happens if you have a major event, including your monthly premium, your deductible, and your out-of-pocket costs. Adding those together shows how much you would really spend to have that coverage. That gives you a fuller picture than the premium alone.
According to Andrew, Jason at 316 Health Insurance runs the numbers, looks at each person as an individual, and works to find the best-suited plan. If a specialty plan could fill a gap, he will add that too. He also prices out each option so you can see what you would really spend.
Visit our contact page at /contact to ask for a quote or book a conversation. You can also call (316) 282-3440. We serve people in Wichita, KS and Tulsa, OK.
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