This last week at 316 Health Insurance we helped the family who had missed both their open enrollment at work and had missed their special enrollment period to enroll into the Affordable Care Act based on a life change and since the marketplace is closed until November 1st of this year they felt like they were stuck and had no options available.
All right today I want to talk to you about what happens if you miss your open enrollment. This last week at 316 Health Insurance we helped the family who had missed both their open enrollment at work and had missed their special enrollment period to enroll into the Affordable Care Act based on a life change and since the marketplace is closed until November 1st of this year they felt like they were stuck and had no options available. This particular person was taking quite a bit of medication, they've got a younger family, they're in their mid-30s, they've got kids, they play sports and they were really really concerned that they would be uninsured until January 1st of 2026. But what we found after sitting down with them is that we were able to solve their problem with plans that fall outside of the federally facilitated marketplace or the Affordable Care Act.
Meaning there are private plans that you can purchase that may just meet your needs that bridge the gap from right now until the end of the year when maybe you can get on a traditional plan in the ACA. So don't feel like if you've missed an open enrollment period whether at work or a special enrollment period through the marketplace that you're just stuck. There are all sorts of options that you can take advantage of that will help you solve your problem.
If you've missed your open enrollment period at work or a special enrollment period through the marketplace, don't feel stuck. There are options available that can help you solve your problem.
Yes, there are private plans that you can purchase that may meet your needs and bridge the gap until you can enroll in a traditional plan in the ACA.
Even if the marketplace is closed until November 1st, there are still options available for health insurance outside of the federally facilitated marketplace.
If you have a family and are concerned about being uninsured, there are plans available that can help you get coverage until the end of the year.
Talk to a real person.