Immigrant Health Insurance: ACA Subsidies & Your Benefits

What You'll Learn in This Video

  • Seems like all over the news lately, there's been a lot of conversations about immigrants and their benefits here in our country.
  • Furthermore, if you're a refugee with a social security number, you also have the ability to get health insurance in the Affordable Care Act to be able to use federal subsidies or any cost-sharing that's available to you.
  • lastly, if you're the spouse of a US citizen, even though you may still be waiting for citizenship, if you have your K-3 visa, then you also have the ability to leverage federal subsidies to help you have health insurance.

Basically, the Affordable Care Act says that you must be a lawfully present immigrant, which means that if you're here as a long-term green card holder, your health insurance or your access to subsidies or cost-sharing reductions is not going away in 2026.


Full Transcript

Seems like all over the news lately, there's been a lot of conversations about immigrants and their benefits here in our country. In the Affordable Care Act, you need to understand if you're here as an immigrant, there are opportunities for you to leverage subsidies in the Affordable Care Act, and I want to unpack for you what that looks like. Basically, the Affordable Care Act says that you must be a lawfully present immigrant, which means that if you're here as a long-term green card holder, your health insurance or your access to subsidies or cost-sharing reductions is not going away in 2026. Furthermore, if you're a refugee with a social security number, you also have the ability to get health insurance in the Affordable Care Act to be able to use federal subsidies or any cost-sharing that's available to you.

If you've come to the United States to seek asylum, you're an asylee and you're waiting for your green card, even you are eligible to receive subsidies in the Affordable Care Act because you're a lawfully present immigrant. Those with student visas as well, here lawfully, have the ability to leverage federal subsidies, to use cost-sharing reductions, to have access to healthcare in our country. And lastly, if you're the spouse of a US citizen, even though you may still be waiting for citizenship, if you have your K-3 visa, then you also have the ability to leverage federal subsidies to help you have health insurance. So don't panic.

If you are a lawfully present immigrant in the United States your benefits are not going away. Be sure that you seek the advice of a trusted professional to help you navigate the treacherous system of the Affordable Care Act.

Common Questions This Video Answers

Basically, the Affordable Care Act says that you must be a lawfully present immigrant, which means that if you're here as a long-term green card holder, your health insurance or your access to subsidies or cost-sharing reductions is not going away in 2026.

Furthermore, if you're a refugee with a social security number, you also have the ability to get health insurance in the Affordable Care Act to be able to use federal subsidies or any cost-sharing that's available to you.

If you've come to the United States to seek asylum, you're an asylee and you're waiting for your green card, even you are eligible to receive subsidies in the Affordable Care Act because you're a lawfully present immigrant.

So don't panic. If you are a lawfully present immigrant in the United States your benefits are not going away. Be sure that you seek the advice of a trusted professional to help you navigate the treacherous system of the Affordable Care Act.


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