Direct Primary Care + Health Insurance: Do You Need Both?

What You'll Learn in This Video

  • If you're familiar with direct primary care, it's this idea of membership-based healthcare for a primary care doctor.
  • You actually have the opportunity to speak to that doctor many times by phone or email that same day to get the answer to your questions.
  • Surgeries, hospital stays, emergency rooms, things that require you a whole lot more care than just being able to have access to your primary care doctor.

yeah, they can do blood work and lab work cheaper than you can get it bought through insurance and maybe sometimes get your medications at a much discounted rate, but the real value of a direct primary care doctor is having access to a board-certified physician when you need them the most.


Full Transcript

If you're familiar with direct primary care, it's this idea of membership-based healthcare for a primary care doctor. And what it does, it gives you access to that doctor typically anytime you need to get ahold of them. And yeah, they can do blood work and lab work cheaper than you can get it bought through insurance and maybe sometimes get your medications at a much discounted rate, but the real value of a direct primary care doctor is having access to a board-certified physician when you need them the most. There's no more waiting lines, waiting two weeks before you see a doctor, waiting in the waiting room for an hours at a time before you can see the guy for 15 seconds.

You actually have the opportunity to speak to that doctor many times by phone or email that same day to get the answer to your questions. So if a person has a direct primary care membership, do they still need a health insurance piece? And the answer is absolutely yes. Health insurance is designed to pay the bills you don't wanna have to pay.

Surgeries, hospital stays, emergency rooms, things that require you a whole lot more care than just being able to have access to your primary care doctor. So the two actually live together in the same strategy where we use a direct primary care membership to give us access to care for most of the items that we need through our lives. But yet we need an insurance piece to help us combat the high cost of healthcare if we're hospitalized or need to have surgery. So having a direct primary care membership does not replace having health insurance.

And just because you have health insurance doesn't mean there's not room for direct primary care piece. And between the two of them, you're able to have the coverage you need at the time you need it at the price that you can afford.

Common Questions This Video Answers

Direct primary care is this idea of membership-based healthcare for a primary care doctor. It gives you access to that doctor typically anytime you need to get ahold of them.

Yes, absolutely. Health insurance is designed to pay the bills you don't want to have to pay, such as surgeries, hospital stays, and emergency rooms.

The real value of a direct primary care doctor is having access to a board-certified physician when you need them the most, without waiting in lines or long waiting rooms.

The two actually live together in the same strategy, where we use a direct primary care membership for most of our healthcare needs, but we also need health insurance to help combat the high cost of healthcare if we're hospitalized or need surgery.


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