It says, simply this, can I get subsidies in the Affordable Care Act even if I make $60,000 a year?
All right, so today I want to answer a question that's come in to us. It says, simply this, can I get subsidies in the Affordable Care Act even if I make $60,000 a year? And the answer to that question is, it depends. It really depends on how large your family is, because in the Affordable Care Act, starting January 1st of 2026, subsidy, the subsidy range is based on the federal poverty limit between 100% of the federal poverty limit to 400% of the federal poverty limit.
So for a single person, 400% of the federal poverty limit is right there at $60,000. So a single person trying to get subsidies in the Affordable Care Act would not have a whole lot of subsidies available to them. However, a family of three, that federal poverty limit at 400% is close to $80,000. So $60,000 for that family would translate into close to $800 a month worth of subsidies in the Affordable Care Act.
So it's important to understand that regardless of your income, it's always good to pay attention to see if there's any federal subsidies available to you as you enter this year's open enrollment period that goes from November 1st to December 15th, 2025.
It depends. It really depends on how large your family is, because in the Affordable Care Act, the subsidy range is based on the federal poverty limit.
For a single person, 400% of the federal poverty limit is right there at $60,000. So a single person trying to get subsidies in the Affordable Care Act would not have a whole lot of subsidies available to them.
A family of three, for example, has a federal poverty limit at 400% close to $80,000. So $60,000 for that family would translate into close to $800 a month worth of subsidies.
It's important to pay attention to see if there's any federal subsidies available to you as you enter this year's open enrollment period that goes from November 1st to December 15th, 2025.
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