ACA Cost Sharing: Afford Healthcare When You Need It

What You'll Learn in This Video

  • Affordability and health insurance really can be spun two different directions.
  • that's where cost sharing comes in.
  • Yes, we can find health insurance that's cheap, but can we afford to use it?

You've gotta be able to afford the premiums on the plan, but we've also gotta be able to afford the out-of-pocket costs when it comes time to use the plan.


Full Transcript

Affordability and health insurance really can be spun two different directions. You've gotta be able to afford the premiums on the plan, but we've also gotta be able to afford the out-of-pocket costs when it comes time to use the plan. And that's where cost sharing comes in. One of the little-known facts in the Affordable Care Act is that Uncle Sam has actually supplied federal money to help you cover the high expense of out-of-pocket costs.

Yes, we can find health insurance that's cheap, but can we afford to use it? At 316 Health Insurance, our advisor team is trained to be able to look to see if your family qualifies not just for subsidies to pay premiums, but also for cost sharing to help you pay out-of-pocket costs.

Common Questions This Video Answers

You've gotta be able to afford the premiums on the plan, but we've also gotta be able to afford the out-of-pocket costs when it comes time to use the plan.

One of the little-known facts in the Affordable Care Act is that Uncle Sam has actually supplied federal money to help you cover the high expense of out-of-pocket costs.

At 316 Health Insurance, our advisor team is trained to be able to look to see if your family qualifies not just for subsidies to pay premiums, but also for cost sharing to help you pay out-of-pocket costs.

Yes, we can find health insurance that's cheap, but can we afford to use it?


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