If you've ever heard of the old adage, it ain't broke, don't fix it, well I agree with the logic that may not be the best approach to you as you approach the 2026 plan year in the Affordable Care Act.
If you've ever heard of the old adage, it ain't broke, don't fix it, well I agree with the logic that may not be the best approach to you as you approach the 2026 plan year in the Affordable Care Act. This year one of the changes that is happening based on a CMS rule that was recently passed is the fact that you just can't be auto enrolled anymore into your previous plan. If you don't go through the verification process you will lose any federal subsidies that help you pay for that plan based on your income status. So this year don't just be reactive you have to proactively work ahead of time and plan your enrollment to make sure that you verify your income and your household size in order to retain your federal subsidies.
So as you approach this enrollment period going into the 2026 plan year you must proactively be ready to make any changes and verify the information in order to keep your federal subsidies.
This year one of the changes that is happening based on a CMS rule that was recently passed is the fact that you just can't be auto enrolled anymore into your previous plan.
If you don't go through the verification process you will lose any federal subsidies that help you pay for that plan based on your income status.
You have to proactively work ahead of time and plan your enrollment to make sure that you verify your income and your household size in order to retain your federal subsidies.
You must proactively be ready to make any changes and verify the information in order to keep your federal subsidies.
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